When purchasing a home, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining a mortgage at the lowest rate can be a complex and tiring process. Although, once you have determined that you are ready to move forward with house hunting, the rewards are unquestionable.
While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, help you through the myriad of details, and show you how to make your offer more attractive than the competions.
I am on top of the current homes on the market, and neighborhood values, so I can help you determine which properties are fairly-priced and in good condition before you start your search.
Your first step
Ask yourself why you want to buy a home:
1.) To stop paying rent?
2.) To start building equity?
3.) To have a place of your own?
4.) To raise your family?
5.) To entertain business associates?
6.) To move up to a bigger house?
7.) To downsize from your current home?
8.) To sell your house and purchase a condo ?
Next
List what kind of home you'd like and the areas of choice, be specific.
Separate the "must haves" from the "want to haves."
Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.
Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Consider how long you expect to live in this particular home.
Your next step?
Loan Pre-Qualification
Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes with a recomended specialist.
Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.
I will find the right homes for you
Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the Winnipeg Real Estate Board (MLS) Multiple Listing Service system to locate them days before you on your own are able to.
I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.
I will help you every step of the way!
